Big processors weren't built for you. We were. Versatilepay is a payment stack that works with underrepresented businesses — and with real humans, not a ticket queue.
Plug in once — ship every flow your business needs.
Cards, wallets, bank transfers, BNPL, and crypto. Drop-in checkout or fully custom SDK — in under 7 lines of code.
Get paid in USD, EUR, USDC, or BTC — daily. One of the very few processors offering daily crypto settlement as standard.
Add dispute insurance to your plan — we fight your chargebacks and eat the loss. No per-chargeback cap. Available as an add-on, priced at underwriting.
Every account gets a named success manager and a shared Slack channel. Not a bot. Not a tier-1 queue.
Drops, memberships, tips, digital goods.
Split payouts, escrow, KYC.
Card-to-crypto, treasury, daily settlement.
Skins, currencies, cross-border FX.
Trials, metered usage, dunning.
Supplements, coaching, telehealth.
Deposits, 3DS, refunds, pre-auth.
Straight answers — no legalese, no marketing weasel-words.
Still curious? Ask us anything →Probably — that's kind of our thing. We underwrite creators, marketplaces, web3, wellness, gaming, ticketing, and most "high-risk" categories case-by-case. Send us a 3-sentence pitch and we'll come back in 24 hours.
Your customers still pay in regular cards or wallets. We acquire in fiat, handle FX, and push daily settlement to your wallet in USDC, USDT, BTC, or ETH — whichever you pick. You can mix: some in fiat, some in crypto.
Dispute insurance is available as an add-on, priced at underwriting based on your category and volume. We fight every dispute on your behalf with evidence pulled from your checkout, and we eat the loss when it doesn't go our way. Friendly fraud, service-not-received, product-not-as-described — most common reasons are covered. No per-chargeback cap.
Real human, with a real name and a real photo. Every account above our starter tier gets a named success manager and a shared Slack channel. Average response under 20 minutes during business hours.
Most merchants are live in 7 days. Underwriting typically takes 24–48 hours; the rest is integration time (or none at all, if you use our no-code payment links).
Flat-rate pricing from 2.6% + $0.25 for standard categories, with custom rates for volume above $500k/mo. Crypto settlement is a flat 0.5% on top of card fees. No setup, no monthly minimums.
Yes — we do white-glove migrations, including card vault transfer (PCI-compliant), subscription import, and parallel-run testing. Most migrations finish in under a week with zero downtime.
Local acquiring in 38 markets, payouts in 140+ currencies, and someone who actually knows your business.
Tell us in 3 sentences. We'll come back in 24 hours with a rate, an onboarding plan, and the name of your account lead.